We are pleased to announce the launch of the CPT MEA practice, along with the appointment of Malcolm Clingham as a senior advisor on the CPT Group team. Please see the announcement for further detail.
Announcement: launch of MEA practice, welcome new senior advisor Read More »
We recently sat down with Darren Garbutt to get his insights into what is happening in the ATM space, along with some crystal balling on the future. Scott: The ATM industry is going through significant change at the moment. What are the big changes that you’re seeing? Darren: There are several key factors driving this
Q&A with Darren Garbutt Read More »
We are pleased to announce the launch of the CPT ATM practice, along with the appointment of two senior advisors to the team: Darren Garbutt and Paul Stewart. Please see the announcement for further detail.
Announcement: launch of ATM practice, welcome two new senior advisors Read More »
There has been broad reporting of the latest S&P ratings report on the Australian banking sector, released this week. In particular, the report calls out political pressure on the sector. Two call-outs of note: We broadly agree with S&P’s analysis of these issues. They do, however, highlight a propensity by both politicians and to a
We are pleased to release our research report exploring the future of cash in Australia. Our findings point to a near-medium term that is contrary to many commentators. We do not believe there is strong quantitative evidence for any recent decline in the volume of cash being used for consumer payments, nor indicators that this
The future of cash in Australia Read More »
Nearly every conversation we have with clients and partners at some point turns to the question of the future of cash. It is a constant question in the cash community, whether it is in private, as part of strategy setting, or at conferences. Often, we find that the discussion turns to a number of things:
There is ongoing discussion – one might say hope – that retail-based cash access is a potential long-term solution for consumer access to cash. We don’t see any real evidence to support this playing out in the community. In this article we outline the problem, how retail cash access – known as cashback, or cash
Is cashback/cash out a channel that will solve the growing challenge of cash access? Read More »
Over the past couple of days the Australian Treasury has moved toward two significant policy shifts in the cash and payments landscape. The first, officially announced move is a consultation to mandate cash acceptance by retailers – at least covering groceries and fuel, but with an as-yet undetermined reach. The second, now widely reported through
The CPT Research Centre has a key area of research focus around cash. Within the cash sector a number of terms are thrown around, and at times interchangeably. As we move toward understanding how to improve and transform, we believe it is helpful and important to be clear on what we are speaking about. Three
The cash system, the cash cycle and cash infrastructure: definitional differences Read More »
In contrast to a growing number of countries in Europe and internationally, through central Europe and eastern Europe, the use of cash continues to be widespread, perhaps even the dominant payment method. Sources: ECB, Statista, RBA, UK Finance, Worldpay Despite the contrasting resistance of consumers and businesses alike to digital payment methods, payment environments across
Cash in Central and Eastern Europe: What Are the Pressing Issues? Read More »